The service
@ltijara.com is a powerful and secure e-commerce payment gateway allowing your organisation to successfully establish itself online. Goods and services can be sold online and payments are processed in real time.

The payment gateway can be accessed by your customers either through multimedia kiosks, the Internet or by phone using Interactive Voice Response. It processes transactions for your business and authenticates payments with Visa, MasterCard, Amex and Debit Cards.

Batelco offers businesses a full service wrap including support, detailed online reporting, a multiple-currency processing feature and a fraud management module. This regional service enhances the business opportunities for merchants, banks and governments by equipping them with greater opportunities for enabling electronic financial transactions. At the heart of @ltijara.com lies Batelco’s Payment Gateway linking merchants and banks to each other.

@ltijara.com provides you with the necessary support and facilities you will need to sell online effectively.

@ltijara.com payment channels include:

• The Internet:
  The @ltijara.com Internet payment channel enables you to set up an online presence where your customers can purchase merchandise or pay their bills around the clock.
• Quick Serve Multimedia Kiosks:
  The Quick Serve payment kiosks enable e-payments and e-services to be transacted in major locations around the Kingdom. With a user-friendly interface, it allows customers to view and pay their bills or acquire other e-services such as prepaid vouchers.
• Interactive Voice Response (IVR):
  IVR is another channel through which businesses can offer products and services to their customers including mechanisms for automated bill payments.
• Mobile Commerce:
  Mobile users have the convenience to purchase products, acquire services and pay bills using their mobile handsets. All these payment channels are powered by @ltijara.com’s payment system utilising VISA, MasterCard and Amex.

Key benefits
	A secure, reliable credit and debit card transaction processing system
	Real time transaction processing and authorisation
	Secure payment and transaction methods
	Ease of connectivity
	Competitive entry costs

Key features
	Multi-currency international authorisation & settlement solutions
	Advanced store management
	Detailed customer information reports online
	Credit card fraud management module
	Fraud management module for screening transactions
	Qualified customer support services

@ltijara.com allows you to speed up the entire ordering process while reducing the amount of time and money spent processing orders offline. It is designed for a variety of e-payment activities and well suited for different sizes of merchants that have an intention to offer credit and debit card processing.

Contact us
For further information please contact us on +973 17 88 11 44 to speak to your account manager or visit www.batelco.com
PO Box 14, Manama, Kingdom of Bahrain.

Batelco is continuously developing its products and services for its customers. This document is for guidance only and does not form part of any contract. It is subject to change without notice.